100% RD Income Limits Raised for Baton Rouge Area

Recently, we learned that the income limit for the RD loan was raised, from $74,750 to $76,350.  Sure, it may seem like $1,600 increase is not that much of a difference, but for all of those folks who have been right on the edge of eligibility are now within the limits of a 100% loan!

RD Income Limits Chart

Just about everyone knows that Ascension and Livingston Parishes qualify for the RD loan, but there are areas of EBR that qualify, like Central and Zachary.  Amazingly, the far southeast corner of the parish is also eligible, including popular Azalea Lakes, Hoo Shoo Too lakes and Mallard Crossing.  To be quite honest I have no idea how they pulled it off, but for buyers it means they can get into one of those areas with little or no money down.  You can enter addresses and see if a home is eligible here, and then if your adjusted gross income (after deductions) is at or below $76,350, give me a call and let’s get started!

David R. Madaffari, Realtor
Keller Williams Realty – First Choice
Office: 225.744.0044
Cell: 225.772.3283 (DAVE)
37325 Market Place Dr. Ste D
Prairieville, LA 70769
Each office independently owned and operated


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